About us

About Business Finance 24

Fast business finance for Australian owners, explained in plain English and handled by real people.

See if you qualify →No credit check to enquire

Why we exist

Most business owners don't go looking for finance on a quiet Tuesday with time to spare. They go looking when a tax bill has landed, a supplier wants a deposit, wages are due on Thursday or a deal needs to settle by Friday. In those moments, a loan that takes three weeks is not much use, however cheap it looks on paper.

Business Finance 24 is built for those moments. The name is the promise we work towards: our aim is to have you funded within 24 hours of your first application. It's an aim, not a guarantee — some deals need a valuation or a document that takes longer to come through — but every part of how we work is set up to keep files moving.

Who we help

We arrange finance for Australian businesses of all shapes: sole traders, partnerships, companies and trusts, across trades, hospitality, retail, transport, professional services, construction and more. If the money is for a business purpose, we want to hear about it.

  • Property-secured business loans from $20,000 to $5,000,000 — first mortgages, second mortgages and caveat loans over residential or commercial property.
  • Unsecured, cash flow and line-of-credit options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements.
  • Harder situations — past credit problems, ATO debt, low-doc files — considered case by case rather than knocked back by a computer.

How we work

Speed doesn't come from cutting corners. It comes from asking the right questions on the first call, knowing which lenders can actually move quickly for a given deal, and telling you exactly which documents will get it across the line. You can see the whole process on our how it works page, and the Funding Clock gives you a realistic timeline for your own situation.

What we promise

No credit check to enquire

Finding out what's possible leaves your credit file untouched. A credit check only comes up once you choose to go ahead.

No spray-and-pray

We don't auction your enquiry to a crowd of lenders. One team works out the right match for your situation.

A real person, quickly

A finance specialist reads what you send and rings you. Give accurate answers on the form and we can line up the right option first time.

One more thing that matters: please fill in the application accurately. The real amount, the real purpose, the real credit history. Honest answers are what let us match you properly the first time — and they're the difference between funds tomorrow and a file that drags on.

Where to find us

Our office is at Level 32, 367 Collins Street, Melbourne VIC 3000, and we work with businesses right across Australia. Call 03 4059 1829, or start an application online any time of day.

See how fast your business could be funded

A 60-second application, no credit check to enquire, and a real person who calls you back with the quickest sensible option.

No credit check to enquire

No spray-and-pray

A real person, quickly