Australian business finance
Fast business finance, made simple
Our aim is to have you funded within 24 hours of your first application — with plain answers, no runaround and a real person on your file.
- $20k – $5m
- No credit check to enquire
- Secured and unsecured
Loan types
Pick the finance that fits the job
Every option below has its own page with what it suits, how much is possible and how quickly it can realistically fund.
Your 24 hours
From application to funds, the way we aim to run it
Speed comes from a complete file and clear security — not from cutting corners. Here's the path when everything lines up.
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Hour 0
You apply
A 60-second enquiry, any time of day. No credit check at this stage.
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Within hours
A real person calls
We talk through what you need, the security, and which documents will move it fastest.
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Same day
Assessment and offer
Bank statements, ID and any property details are checked. If it fits, terms are set out plainly.
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Within 24 hours
Funds released
Sign, settle and the money lands — that's the aim when the file is complete and the security is clear.
Want to know what your own timeline looks like? The Funding Clock estimates it in under a minute — and shows what can slow it down.
Try the Funding Clock →Why Business Finance 24
Simple, quick and straight with you
No jargon, no pile of lenders calling you, no false promises. Just a fast, honest read on what your business can get.
Apply now →No credit check to enquire
Finding out what's possible leaves your credit file untouched. A credit check only comes up once you choose to go ahead.
No spray-and-pray
We don't auction your enquiry to a crowd of lenders. One team works out the right match for your situation.
A real person, quickly
A finance specialist reads what you send and rings you. Give accurate answers on the form and we can line up the right option first time.
Accurate answers, faster money
Fill in the form as precisely as you can — amount, purpose, property and trading history. It's the single biggest thing that keeps a file on the 24-hour track.
Quick answers
Can you really fund a business loan within 24 hours?
It's our aim, not a promise. When the application is complete, ID is verified, bank statements are supplied and any property security is clear, 24 hours from first application to funds is realistic for many deals. A full valuation, a complicated title or missing documents can push it out to a few days.
Does enquiring affect my credit score?
No. Asking what's possible involves no credit check. A credit check only happens if you decide to proceed with an application.
How much can Australian businesses borrow?
Property-secured business loans run from $20,000 to $5,000,000. Unsecured, cash flow and line-of-credit options for trading businesses typically sit between $5,000 and $500,000, sized on turnover and bank statements.
Will my details be sent to lots of lenders?
No. We don't spray enquiries across a list of lenders. One team looks at your situation and works on the option that suits it.
What should I have ready to move fast?
Photo ID, your ABN, recent business bank statements and, if property is involved, the address and any existing loan details. The Funding Clock tool builds a checklist for your situation.
Ready when you are — day or night
Start a 60-second application now. No credit check to enquire, your details stay with us, and a real person picks it up.
No credit check to enquire
No spray-and-pray
A real person, quickly